A same day payday loan can come in many different forms, and more importantly, from many different providers. While some are certainly better than others, the terms and details of each will suit different people's needs accordingly, so there is no best payday loan for everyone in general. It is better to look at what specific needs you have and find a lender to suit.
If you're obtaining a paycheck loan, you've probably already ruled out a credit card application or a bank overdraft for your needs (due to time constraints, credit rating, or whatever reason you may have). Similarly, you'll have dismissed the option of surrendering something valuable by way of collateral for a short term loan from a pawnbroker. The advantage of these loans over these other options is that you can usually obtain one within a day, your credit rating is not considered, you do not risk losing any collateral even if your repayment is late, and most providers will not apply any ongoing account keeping fees other than the already high rate of interest.
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