Let us begin my have a quick look at what a payday loan is and how it works. A payday or cash advance is usually a small loan that must be paid back with your next pay check. Many of the payday loan companies do not carry out credit checks so you can often get this type of loan even when you have a bad credit record. You will be borrowing very small amounts but when it is time to pay it back you will pay extremely high interest fees as well as the balance. They are fairly easy to obtain, but for many people they can be difficult to pay back when the due date for repayment comes around.
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